Terms and Conditions for Finance Content Use
Review these terms before accessing our financial guidance blog. By visiting, you agree to comply with policies that protect your experience and privacy.
Last revised on January 28, 2026.
Acceptance of Terms
These terms cover website access for Malaysian users. By browsing or submitting inquiries, you indicate agreement and understanding of all terms, disclosures, and limitations stated on this website.
Definitions
Understanding a few key terms will help guide your use of this site’s content and communication channels.
‘Gelivoraon’ refers to the financial literacy blog operated via gelivoraon.sbs.
‘User’ means any person browsing or interacting with gelivoraon.sbs.
‘Content’ includes all articles, reviews, and advice published on gelivoraon.sbs.
‘Service’ relates to informational materials available online.
Appropriate Site Usage
Use content as a personal information resource only. Do not rely solely on site guidance when making significant financial decisions.
Eligibility
Visitors must be at least 18 years old to access and interact with our site’s financial content. Parental consent is required for minors.
Some topics relate to adult financial responsibilities.
User Responsibilities
You are responsible for your interactions and proper use of advice provided.
Prohibited Uses
To protect community safety, these actions are not allowed:
Intellectual Property Rights
All content, texts, and imagery are owned or licensed by gelivoraon.sbs. Use is limited to personal, noncommercial reading. Republishing requires prior permission.
User Contributions
Content submitted by users may be published at our discretion. Users remain responsible for accuracy and legality of submissions.
User Content Rights
By submitting, you grant us a non-exclusive right to display your content on gelivoraon.sbs.
Your Privacy Protection
gelivoraon.sbs abides by Malaysia’s data privacy requirements. Please review our privacy policy for details on information use and your rights.
See privacy detailsImportant Disclaimers Apply
Blog content delivers honest, analytical reviews, not professional advice. Information accuracy is maintained to the best of our ability.
Result Disclaimer
Results may vary when applying guidance from gelivoraon.sbs. The site avoids any guarantee or warranty of outcome.
Limitation of Liability
gelivoraon.sbs and authors are not responsible for losses or decisions made based on site guidance. Use is at your own discretion.
Indemnification
You agree to hold harmless gelivoraon.sbs from claims connected to your use of site content.
Dispute Resolution Policy
Should disputes arise, steps below outline resolution approaches under Malaysian law.
Arbitration
Disputes may be settled through negotiated arbitration in Malaysia if informal steps do not resolve your issue.
Formal proceedings are considered a last resort.
Online Dispute Resolution
For eligible matters, users can use Malaysia’s ODR services for additional review and mediation.
Read ODR Disclaimers HereSeverability
If any section is invalid, the rest of the terms stand and continue in force.
Entire Agreement
These terms, privacy, and disclaimer policies form the complete understanding for site use.
Applicable Laws in Malaysia
Malaysian law governs all terms, use, and dispute resolution for this service.
Termination
We may restrict access for those who violate terms, abuse site features, or act unlawfully.
Modifications
gelivoraon.sbs may update these terms as regulations or site features evolve.
Contact for Terms Clarity
Questions about these terms? We welcome your inquiries at the contacts below.
Contact Email: content@gelivoraon.sbs
Phone: +6018-426 8622
Mail Address: Standard Chartered Building, No. 2 Beach Street, George Town, Penang 10200 Malaysia
Effective Date: January 28, 2026
Version: 1.1